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How long is a lifetime?

How long is a lifetime?
What is a car warranty

A car warranty, or mechanical breakdown insurance (MBI) as it’s sometimes known, is an insurance policy that provides protection against the cost of parts and labour following a mechanical or electrical failure of a car part.

On newly manufactured cars, warranties tend to come as part of the purchase process to give you peace of mind, however used car buyers .

Do you know how long your car warranty runs for?

While over three quarters of car manufacturers only offer three years or less for mechanical cover (inc. BMW, Citroen, Ford, Nissan, and Peugeot) a few other big name manufacturers have bucked the trend in offering extended warranties – including ones that run for life.

In 2010 British manufacturer, Vauxhall, started the trend by launching an impressive ‘lifetime warranty’ mechanical cover across ten of its most popular cars. The warranty covered vehicles for up to 100,000 miles and had no time restriction, so long as the vehicle remained with the first owner.

But how long is a lifetime? Well if the average driver covers just over 12,000 miles a year that means the car would only be covered for seven years – suddenly ‘lifetime’ becomes a lot shorter. So it’s important to get this into context to understand what’s being offered.

However, fast-forward to 2014 and Vauxhall announced a reduction in its 100,000 mile warranty – dropping cover to 70,000.

So who offers the best overall warranty cover?

Vauxhall’s reduced warranty cover still offers a better level of cover than its nearest rival, Ford, who only offer cover of 60,000/three years. And although it’s only restricted to first registered drivers, used car buyers can benefit from extended warranties offered by Network Q dealerships.

However, king of the warranties belongs to Kia. Flexible in their approach, Kia, promises to cover all cars bought after January 2010 for a whopping seven years or 100,000 miles regardless of how many owners the car has during this time. Other manufacturers are also not too far behind, with Toyota, Hyundai and Chevrolet all offering five years.

It’s always important to read the small print of any mechanical cover warranty to ensure that you are fully covered