Looking for a car loan in London? Our application process is quick, simple and stress-free. We’ll let you know whether you’re accepted without impacting your credit score.
Zuto is a credit broker, not a lender. Our rates start from 9.0% APR. The rate you are offered will depend on your individual circumstances. Representative Example: Borrowing £5,500 over 48 months with a representative APR of 19.8%, the amount payable would be £163 a month, with a total cost of credit of £2,283 and a total amount payable of £7,783.
If you live in London, or the surrounding areas, and are looking for car finance then you’ve come to the right place. We like to make applying for car finance simple and straightforward at Zuto. We work with a large panel of lenders meaning we’re able to search a range of finance options to suit your needs – whether you’re looking for a personal loan, hire purchase or personal contract purchase, we work with lenders who offer them all.
We understand some customers may have been refused car finance in the past and are now worried they won’t be accepted again. Applying for lots of credit products in a short space of time can negatively impact your credit score, however the benefit of coming to Zuto is your credit score won’t be impacted when you apply for car finance and we will let you know before a full credit search is done. So if you’ve got bad credit and looking for car finance, understanding if you’ll be accepted before impacting your credit score is a big advantage.
Zuto specialise in car finance in London, however we also work with lots of Zuto approved car dealers in the London area so can not only help you find the best car finance deals from our panel of lenders, but can also help you find your perfect new or used car.
We’ve listed some of the London dealers we work with below:
Quality Part X LTD
Wedgwood Way, Pin Green, Stevenage SG1 4QT
Precision motor group
Hannah Nursery, Unit 3, Sewardstone Rd, London E4 7RG
IP Motors Ltd
Next to Ace Cafe, Ace Corner, London NW10 7UD
44-45 Hythe Rd, London NW10 6RS
Automatic Motors Ltd
Berrite Estate, UNIT 2, West Drayton UB7 8HY
We believe car finance should be simple and stress-free. With a quick and easy online application form, you could have a decision within minutes.
We like to go the extra mile for our customers by offering expert advice, as well as a free vehicle history and valuation check so you can be confident with the car you buy.
Zuto don't charge any broker fees and are completely transparent with all figures when providing a car finance quote.