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What other costs should I be aware of with car finance?

Zuto specialise in car finance and help thousands of customers get the best possible deal with our large panel of lenders.

However, we appreciate that paying back the finance, isn’t the only cost to consider when purchasing a car. You are responsible for ensuring your vehicle has road tax, appropriate insurance and has a valid MOT certificate. You should also consider the running costs of the vehicle itself and factor in the expected cost of servicing and maintenance, such as replacement tyres and brakes and don’t forget how often you will need to fill up on fuel.

The guide below should give you an idea of monthly costs to run a car. This example doesn’t include the finance repayments and these would be in addition to the below. You can use Zuto’s car finance calculator to see how much you can borrow.

Car cost example

Make sure you factor in all of the running costs of a car when considering car finance. This will help you understand how much you can borrow for your perfect car.

Written by

Mike Barlow

Content Manager

Mike has worked at Zuto since 2018 and uses his experience within the industry to help customers understand the ins and outs of car finance.

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