Car Finance Calculator
- All credit histories considered
- We may be able to beat a quote you have found elsewhere
- See if it's a yes in 60 seconds
No impact on your credit score
Zuto is a credit broker not a lender. Our rates start from 8.9% APR, representative 18.5% APR.
How does the calculator work?
Your Budget
Let us know how much you'd want to spend each month.
Loan Duration
Choose how long you want to spread the repayments over.
Credit Rating
Using your credit rating as a guide, it will give a more accurate view of what quotes you could receive when you apply.
Get a quote
The calculator will show you how much you may be eligible to borrow. When you apply you’ll get a personalised quote.
How long will it take?
We go at your pace, but on average customers are driving their new car within a week.
How accurate is your car finance calculator?
Our finance calculator is designed to give you an estimate of your monthly car loan repayments. The amounts displayed could vary based on:
- Your personal circumstances
- The vehicle you're thinking about buying
- Interest rates
- The lender that approves your finance application.
You'll be able to get a fully personalised quote and understand your lender options when you make an application. We only run a soft credit check when you first apply, so you can get a quote without impacting your credit score.
What happens if i dont know how much to borrow?
Rest assured, when you enter your details in our application form, the amount you request is just a guide, you can adjust it later if needed. The amount you choose to borrow won’t affect whether you’re pre-approved. We partner with a wide range of lenders and will tailor a deal to suit your budget and ensure it remains affordable for you.
Why choose Zuto
£0 Deposit Options
Don't have the funds for a deposit? Don't worry, many of our lenders offer zero deposit options.
Bad Credit Support
We can help people with a less-than-perfect credit history
Providing Car Finance Since 2006
Over 5.3 million customers have trusted Zuto.
Expert Advice
Our team of car finance experts provide advice and guidance throughout the whole car buying process.
Flexible Terms
We offer flexible finance options including repayment terms tailored to your individual circumstances.
Convenience
Our easy online application process means you can start the car finance process anywhere!
Zuto is credit broker, not a lender. Zuto Limited is authorised and regulated by the Financial Conduct Authority, registration number 452589. All finance is subject to status and income.
Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required. Certain exclusions for NI residents. Zuto won't charge you anything for our service but we will receive a commission from the lender which varies based on the product, amount borrowed or your credit score. This doesn't affect the amount you pay. Written quotation on request.
Our rates start from 8.9% APR. The rate you are offered will depend on your individual circumstances. Representative Example: Borrowing £8,000 over 60 Months with a representative APR of 18.5% the amount payable would be £199 a month, with a total cost of credit of £3,954 and a total amount payable of £11,954.
