Handing over car keys to new owner

Car finance in Birmingham

Looking for car finance in Birmingham? Apply today without impacting your credit score.

Zuto is a credit broker, not a lender. Our rates start from 9.9% APR. The rate you are offered will depend on your individual circumstances. Representative Example: Borrowing £7,000 over 48 months with a representative APR of 19.3%, the amount payable would be £205 a month, with a total cost of credit of £2,831 and a total amount payable of £9,831.

Looking for car finance in Birmingham?

You can count on Zuto. We make getting car finance as straightforward as possible, with a process that puts your needs and circumstances front and centre. Apply today and we can quickly let you know if you’re eligible, through a ‘soft search’ that won’t appear on any credit profile. From there, we get to work finding you the best deals among our panel of lenders.

Car finance calculator

See how much you could borrow

Am I likely to be offered car finance?

Car finance is an excellent way to manage the cost of a new car, allowing you to divide the upfront figure into smaller monthly payments.

Some people worry that their circumstances make lenders unlikely to offer them finance, but this is rarely the case. At Zuto, we work not with one lender, but with a panel of lenders to get our customers the right deal. That means that even if you’re self-employed, a student or your credit score isn’t great, there’s every chance we can find something out there for you.

Why choose Zuto?

At Zuto, we take the hassle out of finding car finance. We ensure we understand your circumstances before we approach our lenders, allowing us to pull together the best deals available to you. Our team are around to explain anything you’re not sure about, and their experience means they can offer you advice where needed.

The team do like to go the extra mile, so if you’re unsure what kind of car would be suitable for your budget and requirements, they can help with that too. They’ll search for suitable vehicles among the thousands in our own database as well as those stocked by dealerships we partner with. From brand new to older and more affordable, we’ll help you get just the car and finance arrangement you need.  

Car dealers in Birmingham

We work with many car dealers across the Birmingham area. Some of them are:

National Car Hub

Champion House, 216 Leamore Ln, Walsall WS2 7DH

V12 Sports and Classics Limited

Meir Heath Garage, Windmill Hill, Stoke-on-Trent ST3 7PG

AW Carhouse Limited

Watling Street, Dordon, Grendon CV9 2PZ

Autotrade Birmingham Ltd

Central House, Kingsbury Rd, Minworth, Sutton Coldfield B76 1AU

Hearsall Common Car Sales

77 Canley Rd, Coventry CV5 6BH

Brook Cars Company

1 B, Hilltop Farm, Ketley, Telford TF1 5HW


Our customers love us