Happy couple after buying their new car

Glasgow car finance

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Zuto is a credit broker, not a lender. Our rates start from 7.9% APR. The rate you are offered will depend on your individual circumstances. Representative Example: Borrowing £7,000 over 48 months with a representative APR of 19.3%, the amount payable would be £205 a month, with a total cost of credit of £2,831 and a total amount payable of £9,831.

Applying for car finance in Glasgow

If you’re looking for car finance in Glasgow, you’ve come to the right place. Zuto helps thousands of customers get approved for car finance every month. We do this by working with a large panel of lenders and searching numerous finance products, to get you the best deal based on your personal circumstances and requirements, even if you have bad credit.

The most popular cars in Glasgow

If you’re know the car you want to drive – great, you’re ready to apply! If you’re not quite sure, however, we’ve picked out the most popular makes and models other drivers in Glasgow are buying.

Nissan Qashqai

The Nissan Qashqai is particularly popular among families in Glasgow. The hatchback is packed with tech and used models are typically available for between £11,500-18,000.

Ford Focus

The ideal all-rounder; the Ford Focus is suited to a range of lifestyles, from family road trips to daily commuting. An affordable favourite, you’ll generally find used models for between £16,500-20,900. We’ve got plenty of experience with financing Ford cars - find out more about Ford Focus finance with Zuto.

Vauxhall Corsa

When you buy a Vauxhall Corsa, you’re getting a reliable hatchback that’s both affordable to run and a pleasure to drive. Find a used model for between £9,000-13,000 and electric for around £23,000.

Audi A3

The Audi A3 offers powerful performance without extreme running costs. The A3 is also the ideal pick for anyone interested in tech and the latest entertainment features. Find a used Audi A3 for between £19,100-26,000, or go hybrid for £30,000-34,000.

Vauxhall Astra

Affordable to run and comfortable to drive, this popular hatchback is available from most second-hand dealers for around £10,900-14,500, depending on condition and mileage. If you’re looking for Vauxhall Astra finance, we can help – we finance thousands every year.

Used car dealers in Glasgow

We have a history of helping drivers in Glasgow find used car finance. If you’re on the look-out for an affordable second-hand vehicle, we can help you find the finance you need.

It doesn’t matter what kind of car you want, from something sporty to a family run-around, just get in touch with our team. We’ll take a few personal details and find out the kind of car finance you’re looking for, before starting on your search.

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Insuring your car in Glasgow

No matter where you drive, car insurance is mandatory in the UK, meaning it’s a necessary cost to consider when budgeting each month.

Fortunately, the city of Glasgow is roughly on par with the rest of the UK when it comes to insurance premiums – the average rate is £680, which is only slightly more expensive than the national average £640. Meanwhile, car insurance in nearby North Lanarkshire is generally slightly cheaper, with average premiums costing £568.

How to reduce the cost of car insurance

If your car insurance premium is coming in a little more than expected, consider these simple ways to reduce how much you pay:

Increasing your excess: when you make an insurance claim, your provider will cover the cost of car repairs and replacement parts up to a certain amount. The remaining value you’re required to pay is called your excess. By voluntarily increasing your excess, you can reduce the monthly cost of your car insurance.

Reduce your annual mileage: the rate you have to pay each month for insurance is based on the likelihood of you being involved in a car accident and having to make a claim for damages. The assumption is that the more time you spend driving, the likelier you are to experience an accident. On the flip side, reducing your mileage can be a great way to lower your premium.

Build up your no claims discount: if you don’t have a history of claiming on your insurance, you’re rewarded by something called a ‘no claims discount’. Typically, each year you go without claiming, you’ll acrue one year’s no worth, with the discount increasing with every additional year.

Information from: https://www.comparethemarket.com/car-insurance/content/the-effects-of-annual-mileage-on-car-insurance/

What to know about driving in Glasgow

While congestion is common in most cities across the UK, Glasgow is renowned for its slow traffic – especially during peak travel times. In fact, the city is home to three of Scotland’s most congested roads (M8 Glasgow, A82 Great Western Road, and the M74 Northbound).

With this in mind, it can be helpful to familiarise yourself with the city before driving in, including the streets that are strictly one way – namely Buchanan Street and Argyle Street. Other things to consider when driving in Glasgow include:

  • Low emission zones will be introduced in Glasgow by June 2023, and all vehicles entering the city will be required to meet certain standards or face a financial penalty. If you’re buying a used car, make sure it’s eligible!
  • Parking in Glasgow can be difficult to find, so consider taking the subway. This can be a great way to remove the stress of trying to find a spot.
  • If you do intend to park in the city, it’s helpful to be aware of the most convenient spots. For instance, Sauchiehall Street, Dundasvale, and Buchanan Galleries all have affordable daytime parking.

Why get car finance with Zuto?

Finding car finance in Glasgow is easy with Zuto. We’ll take your personal circumstances into account throughout your application, and our helpful team of experts are always on hand to offer help and advice around the way finance works, the length of a loan, and knowledge of the local area.

We’re here to help you find car finance in Glasgow, whether you’re looking for a new car or an affordable second-hand vehicle. Get in touch today, and have a chat with one of our experts.