Who are Zuto's panel of lenders?

Zuto is a credit broker and we work closely with a number of lenders with the aim to provide competitive car finance deals for every financial situation.

We consider all circumstances including those with bad credit looking for finance. We currently work with the following lenders:

• Paragon
• Startline
• Blue
• Moneyway
• Advantage
• Moneybarn
• Billing
• Specialist Motor Finance (Previously The Funding Corporation)
• Alphera
• Zopa
• Oodle

Why do Zuto work with so many lenders?

Working with so many different lenders allows us to access to a number of finance products, which means we’re able to help our customers with different personal circumstances and needs. We work with lenders who offer personal loans, hire purchase, and PCP, and when making an application for car finance, Zuto search the whole panel to ensure we are getting the best deal for our customers.

How does Zuto choose the best car finance option for me?

When making an application with Zuto for car finance, we ask for things like your name, address, age, employment details and some other details, we then aim to match you to the most suitable product in our panel’s portfolio. Your finance decision will depend on what options are available to you. . You might be approved by only 1 of our lenders which means that’s the only offer available. However if you’re approved by more than 1 of our lenders, Zuto will discuss the best offer available in terms of APR and monthly repayments.

Ryan has worked at Zuto for a number of years and uses his experience within the industry to help customers understand the ins and outs of car finance.