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Recommend a Friend

Recommend Zuto to friends and family and if they go onto take our vehicle finance using our service we’ll reward you and them with a £50 gift voucher each. There are some terms and conditions that need to be met in order for you to be eligible for this reward:-

  1. Recommend a friend incentive is only open to existing customers who have applied for finance with Zuto (previously Car Loan 4U).

  2. Anyone you recommend to Zuto must reside within the United Kingdom (including NI).

  3. If you enter details via our recommend form we’ll use the details you provide us to contact your friends and family to tell them about our service and will not use this data for any other purpose.

  4. By submitting your friend’s details or by sharing you are indicating that you have obtained prior consent for us to contact them about our service.

  5. If you share your unique link supplied to you via one of our recommend a friend emails and someone you know applies using that link, we’ll register this automatically within our system.

  6. To qualify for the £50 reward, the person(s) you recommend (either via the online form or via a specific shared link) will need to apply and be approved for finance with Zuto and then go on to draw down the funds, using our service, and not cancel the finance agreement within 60 days of its commencement.

  7. If someone you recommend goes onto take up finance using Zuto’s service, we’ll send you and them a £50 gift card to the email address that you registered with Zuto at the time of applying for finance. Gift vouchers will not be sent out before the 60 day period has passed, to ensure the finance agreement is not cancelled.

  8. is not a sponsor of this promotion. Gift Cards ("GCs") may be redeemed on the website towards the purchase of eligible products listed in our online catalogue and sold by or any other seller selling through GCs cannot be reloaded, resold, transferred for value, redeemed for cash or applied to any other account. is not responsible if a GC is lost, stolen, destroyed or used without permission. See for complete terms and conditions. GCs are issued by Amazon EU S.à r.l. All Amazon ®, ™ & © are IP of, Inc. or its affiliates.

  9. One individual may successfully recommend a maximum of 10 people in a 12 month period under this offer.

  10. The gift is non-exchangeable, non-transferable, and is not redeemable for cash or other gifts.

  11. We reserve the right to amend or withdraw the refer-a-friend scheme at any time.

  12. Zuto Limited accept no responsibility for any damage, loss, liabilities, injury or disappointment incurred or suffered by you as a result of the incentive or as a result of accepting the incentive. We further disclaim liability for any injury or damage to your or any other person's computer relating to or resulting from participation in or downloading any materials in connection with the incentive.

  13. Zuto Limited shall not be liable for any failure to comply with its obligations where the failure is caused by something outside its reasonable control, such as, but not be limited to, weather conditions, fire, flood, hurricane, strike.

  14. Please see Zuto’s privacy policy for further details which can be found at