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Monthly Budget Calculator
Car finance calculatorsummary
We could get you a car up to £7,000 or £9,500 depending £7,000 based on your creditI know my credit scoreI don't know my credit score
Best available rate, Average credit, £50 p/month, 48 months. 4 years. 31.5% APR
Apply now for your personalised, no-obligation quote
Apply nowRepresentative example
Bad credit
Borrowing £7,500 over 48 months with a representative APR of 33.2%, an annual interest rate of 33.2% and a deposit of £0.00, the amount payable would be: £265.63 a month, with a total cost of credit of £5,250.24 and a total amount payable of £12,750.24
Poor credit
Borrowing £7,500 over 48 months with a representative APR of 25.6%, an annual interest rate of 25.6% and a deposit of £0.00, the amount payable would be: £240.44 a month, with a total cost of credit of £4,041.12 and a total amount payable of £11,541.12
Average credit
Borrowing £7,500 over 48 months with a representative APR of 16.8%, an annual interest rate of 16.8% and a deposit of £0.00, the amount payable would be: £211.25 a month, with a total cost of credit of £2,640 and a total amount payable of £10,140
Good credit
Borrowing £7,500 over 48 months with a representative APR of 13.9%, an annual interest rate of 13.9% and a deposit of £0.00, the amount payable would be: £201.56 a month, with a total cost of credit of £2,147.88 and a total amount payable of £9,674.88
Excellent credit
Borrowing £7,500 over 48 months with a representative APR of 11.2%, an annual interest rate of 11.2% and a deposit of £0.00, the amount payable would be: £192.50 a month, with a total cost of credit of £1,740 and a total amount payable of £9,240
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Car Finance Calculator
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Car finance explained
Vehicle finance is confusing; our simple guide helps you understand all about loans and financing options
How Zuto works
Find out how our one-to-one support can make finding a competitive loan and the right vehicle easy
What is car finance?
We take you through every step of finding finance for your car and put you back in control of one of life's biggest buying decisions.
How Zuto works
From finding car finance to getting you on the road, our team is on hand to help you make the best decision
Car finance explained
Cut through the jargon and clear up any confusing phrases with our simple car finance and loans guide
Ask our experts
Need help with any part of the car buying and finance process? Your Zuto experts are just a click away
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They'll find finance that's right for you
What about my credit rating?
Zuto can help people in a variety of financial circumstances.
I've been refused car finance
Been turned down before? Don't worry, Zuto offers a wide range of options that could be right for you
Finding finance with bad credit
Zuto can help people in a wide range of circumstances putting you in control of affordable car finance
Does Zuto guarantee finance?
No-one can guarantee finance but we do our best to get you a deal that you want and can afford
How do I buy my car?
We can help you find finance, check the history and valuation of your car, and even talk to the dealer for you.
How Zuto works
We can do all the hard work, saving you the time and providing reassurance about your buying decision
Car Buying Advice
Covering everything from researching and buying a car to owning and maintaining it - our handy car buying advice guide has everything you need to know to help you get the best deal both on and off the road
Apply now
We know that buying a car may feel daunting but here at Zuto we make things simple and hassle-free. The application for car finance is quick and easy and most of our applicants get an answer within seconds.
We search a large panel of lenders and 80 products to find a car finance option tailored specifically to your needs. Once you’re happy with the finance, we also give you the tools to make the best vehicle choice with free vehicle history and valuation checks. That way you can walk into any dealership knowing your budget and drive away with a car that’s value for money.
When you choose car finance with Zuto, our team of experts are on hand every step of the way, helping you get the finance deal you need and getting you on the road as quickly as possible.