Car finance calculator

Need help crunching the numbers? Let’s work out what your monthly repayment could be.

finance calculator

See how much you could borrow

Zuto is a credit broker, not a lender. Our rates start from 9.9% APR. The rate you are offered will depend on your individual circumstances.

Representative Example: Borrowing £5,500 over 48 months with a representative APR of 19.8%, the amount payable would be £163 a month, with a total cost of credit of £2,283 and a total amount payable of £7,783.

Guide to car running costs

There are many factors to take into consideration when buying a car. One of the most important factors to account for is the costs associated with running a car. Our helpful guide below gives a sense of the costs involved in keeping a car on the road.

Emma is a 24 year old nurse. She completes a 30 mile round trip every workday excluding the weekends to the hospital she works at.

She drives a petrol Ford Focus 1.6, a standard medium sized car with an average fuel consumption of 35 miles per gallon. Use the table to see how much she pays to keep her car running.

Figures are for illustration purposes only and are only a rough guide.

Average running costs of a mid size car over a single year

Annual road tax£120
Annual car insurance£876
Annual Fuel cost£2,400
Maintenance costs£306
MOT£40
Total monthly cost£250

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