How much can I borrow and what will my monthly repayments be?

How much you can borrow will all depend on your personal circumstances but typically our lenders borrow amounts from £1,000 to £50,000.

However, we understand some customers would like to borrow more than £50,000, if this is the case, we’d recommend you get in touch over the phone and we can see if there is anything we can do to help.

You can use our handy car finance calculator to work out how much you can borrow based on a few pieces of information such as your monthly budget, how long you’d like to pay the loan over, and what your credit rating is like. This information allows us to give you an estimation of loan amount but specific rates will depend on your personal circumstances which we tell you after you’ve applied.

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At Zuto we search a large panel of lenders to find you the best deal we can based on your personal circumstances.

Mike has worked at Zuto since 2018 and uses his experience within the industry to help customers understand the ins and outs of car finance.