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Buying a car? Get your finance first

  • One-to-one support from a car buying expert
  • Choose your car from any dealer
  • Free vehicle history and valuation checks

Our panel of 15 top lenders includes:

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CAR FINANCE CALCULATOR

All figures given on the calculator are estimates. Your actual finance repayments will be based on your individual circumstances. All rates are correct as of October 2014.

  1. Unstable address history, unconfirmed by electoral roll. Recent employment or self-employment and periods of unemployment. Over credit card limit and late on mortgage, loan repayments. Recent or current late payments, defaults or repossession registered. Recent County Court Judgements, Bankruptcy or similar. No bank account.

  2. Frequent changes of address with patchy electoral roll record. Recent changes in employment or self employment. Recent (and frequent) credit applications. High level of debt to estimated income. Recent late payments/credit cards over limits. Old defaults or County Court Judgements.

  3. Frequent changes of address with patchy electoral roll record. Recent changes in employment or self employment. More frequent credit applications. High level of debt to estimated income. Occasional late payments or credit cards over limits. Old defaults or County Court Judgements, especially of small value.

  4. Resident at address for long period with electoral roll record. Home owner or long term tenant. With same employer or self employed for long period. Long credit history with mortgage, loans and credit cards. Infrequent credit applications. Credit with few missed payments, defaults or County Court Judgements.

  5. Resident at address for long period with electoral roll record. Home owner or long term tenant. With same employer or self employed for long period. Long credit history with mortgage, loans and credit cards. Infrequent credit applications. Credit with no missed payments, defaults or County Court Judgements.

At Zuto we can arrange finance for anything from £1,500 to £50,000.

£1,500 £50,000

Please choose the amount in months you wish to repay your loan over.

24 months 60 months

Car finance calculator summary

Borrowing £7,000 over 48 months will cost you £182.42 per month

Best available rate*, Average credit, £7,500, 48 months. 31.5% APR

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