Zuto is a credit broker, not a lender. Our rates start from 7.9% APR. The rate you are offered will depend on your individual circumstances. Representative Example: Borrowing £7,000 over 48 months with a representative APR of 19.3%, the amount payable would be £205 a month, with a total cost of credit of £2,831 and a total amount payable of £9,831.
It takes just minutes to use Zuto’s car finance eligibility checker. All you need to do is apply for a quote and we’ll let you know if you’re eligible and, if you are, how much you should be able to borrow.
Our car finance eligibility checker takes your current financial circumstances and personal details into account to determine how much you’re able to borrow when buying a new or used car. Factors considered include:
Applying for a quote through our finance eligibility checker has no impact on your credit rating, as we only conduct a soft search at this stage, to give you an idea of your affordability.
At Zuto, we like to make the car finance application process quick and simple. We’re a broker, so when you apply for car finance with us, we’ll search our large panel of lenders and find offers to suit your requirements.
At Zuto, we appreciate that there can be potential concerns when it comes to car loan eligibility, such as:
We work with our panel of lenders to find an agreement that suits your requirements, whatever your circumstances. Please contact us if you’re concerned about having any of the above or your car finance eligibility in general.
Both checks are needed to be accepted for car finance, but only one affects your credit score. So it’s important to know the difference between the two: