Ford Focus Finance

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Zuto is a credit broker, not a lender. Our rates start from 8.9% APR. The rate you are offered will depend on your individual circumstances. Representative Example: Borrowing £9,000 over 60 months with a representative APR of 20.9% the amount payable would be £234 a month, with a total cost of credit of £5,047 and a total amount payable of £14,047.

The Ford Focus is a modern classic. A familiar sight on UK roads since 1998, the Focus has always been a top pick for a no-fuss family car to get you from A to B.

At Zuto, we help thousands of drivers get on the road with simple and easy car financing options, and the Ford Focus is the second most popular type of car loan - just behind Vauxhall Astra finance.

If you’re looking for Ford Focus finance, Zuto is here to help – we’ll give you a decision in minutes with no impact on your credit score, and you can browse thousands of cars for PCP or hire purchase finance, including Ford models, from our trusted and verified dealers across the UK.

We help our customers find car finance deals every day, and we help finance thousands of Ford Focus loans a year, so rest assured you’re in safe hands with plenty of experience. Even if you don’t have a deposit or need bad credit car finance, we might still be able to help.

Get a quick and easy no-obligation quote or use our finance calculator below to get started.

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See how much you could borrow

Important things to know about the Ford Focus

The Ford Focus has been around since 1998, and plenty of the older used models on the market offer great value for money. Since the model was introduced, there have been lots of versions, from the classic five-door hatchback to three door options, the Coupe Cabriolet and an estate model.

This means there are plenty of new Ford Focus finance options to match different budgets and different needs. Here are a couple of tips to keep in mind when you start looking for the right Focus for you.

It’s a classic option

The Ford Focus has been around for years, and chances are you see at least one every single day. Its simple but instantly recognisable design gives it a classic feel that isn’t too pretentious or flashy.

The Mk3 Focus (2011 – 2018) combined reasonable pricing, solid style, and a decent engine, making it a great option for a run-around car for handling commutes and day to day driving.

The 1.0-litre petrol version is relatively cost-effective to run, and the model is lighter than the two previous versions for better fuel economy, with the EcoBoost petrol engine offering one of the cheapest options. Keep an eye out for the turbo model if you want something with a bit more punch.

Speedy and sporty

Even the standard Ford Focus can be pretty nippy when you put the pedal down, and with its rally heritage, this shouldn’t be much of a surprise.

The Focus RS was on sale from 2016-2018 and built a reputation as one of the best hatchbacks around, with agile handling and impressive acceleration from a powerful engine.

If you’re looking for a used Ford Focus on finance that’s still got some power to it, this might be a good place to start.

New and improved models

The Ford Focus line was revamped in 2019 to bring it forward into the modern age, revitalising the interiors and exteriors.

The new Focus family starts with the entry-level Focus Zetec, which starts from around £22,000 new. The Zetec features an 8-inch touchscreen in the dashboard, plus cruise control, automatic emergency braking, and even a heated windscreen for those chilly snow days.

Brimming with extra features

This revamp of the line has also seen the more recent Ford Focus models come equipped with a plethora of exciting new extras for drivers to make use of.

The new ST-Line versions are a bit nimbler, designed with a sportier exterior plus larger 17-inch alloy wheels, and the titanium keeps most of the base model’s look and feel but adds additional bonuses, like parking sensors and automatic windscreen wipers.

How does a Ford Focus drive?

Combing a smooth experience with no fluff driving, buying a Ford Focus on finance will give you a reliable car that gets you where you need to go. With the exception of the Focus RS, all Ford Focus are front-wheel drive, giving them great fuel efficiency and reduced emissions.

And when it comes to the UK’s hectic winters, your Ford Focus’ front-wheel drive will give you much better traction on snow and provide better handling in general.

What is the average cost of a Ford Focus on finance?

Borrowing £6,200 over 48 months with a representative APR of 19.3%, the amount payable would be £181 a month, with a total cost of credit of £2,507 and a total amount payable of £8,707.

Of course, this can vary, so check our car finance calculator to see how much you could borrow and get a quote in minutes.

Is a Ford Focuses a good car?

A Focus is a great-performing car with plenty of space and a focus on quality in the interior. It’s built a well-deserved reputation as a solid, reliable choice that drives well and ticks a lot of boxes for a family car as a great all-rounder.

Are Ford Focus cars reliable?

Here at Zuto we regularly check the MOT database, and you might find it helpful to know that of the 700,000 Ford Focus cars that have had an MOT, 83% of them passed. Just a little less than the Vauxhall Astra in the same period.

If you want a car that will last you for years to come, then a Ford Focus is an excellent choice.

Why choose Zuto for your Ford Focus finance options?

Here at Zuto, we offer both Ford Focus HP car finance and Ford Focus PCP finance quotes. Both Ford Focus finance options are equally popular, and we make sure to compare financing options from a wide range of lenders, so you can find the one that’s right for you.

You can get a finance quote for Ford Focus HP car finance or Ford Focus PCP finance today by getting in touch with our expert team. We make sure you can be accepted on finance before you agree to anything, meaning there’s zero impact on your credit score!

Everything you need to know about car finance

There are a variety of car financing options available with Zuto, including Ford Focus finance on used cars. We’ll help you get the best deal on your dream car, and you can find everything you need to know about car finance on the Zuto blog and our help and advice page.