What kind of interest rates do Zuto charge?

Help & Advice

Because we help customers in a variety of financial situations we offer access to a varied set of lending rates, dependent on an individual’s financial circumstances. We offer access to car finance products from as low as 5% APR. This can be offered over a range of terms (24-48 months) and loan amounts if you have excellent credit.

You can find our current representative APR on our homepage here. To comply with FCA guidelines, this representative APR must reflect a rate that at least 51% of our customers can receive and is based on a lending amount of £10,000 over 4 years.

If you have a good idea of your credit rating, use our car finance calculator here and select the credit rating best matched to your own credit profile to determine what your APR could be use our car finance calculator here. Ultimately, the APR we can offer you will depend on your individual circumstances.

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