When we search for car finance options for you, we’ll perform a credit check on your profile. This is so we can match you with the most appropriate lender and the best option available from the finance products we have access to. This type of check is often referred to as a ‘soft search’. We’re essentially completing a background check on your financial history and current situation, this search can only be seen by you if you access your report and it will not affect your credit score or ability to gain credit in any way.
We’ll then contact the lender we think can offer the best finance option for your circumstances. They may choose to perform a full credit search, which will be noted on your credit history and can affect your credit profile. You will be informed before a hard search is carried out.
To find out if your credit score is in good health or for helpful advice on how to improve it, you can obtain a copy of your credit report easily, online. Our partner, Clear Score, offers access for free.
9am to 8pm Monday - Friday
9am to 6pm Saturday
10am to 6pm Sunday and Bank Holidays