Do Zuto charge any fees?

No, we don’t charge our customers any fees for using our services.

Zuto is a credit broker, not a lender, so any charges we incur as business are covered by the commission we receive from the lenders for arranging your car finance with them. This means Zuto will not charge any fees to our customers for applying and helping to arrange the car finance.

The commission we receive varies based on the product, amount borrowed or your credit score.

In some cases, car dealerships or lenders may charge an administration fee, but if this is the case, we’ll always let you know beforehand so you can make an informed decision on whether you want to proceed or not.

We also offer a free valuation and history check on every vehicle you like the look of so you’ll have that peace of mind when making what some describe as the second largest purchase in your lifetime behind a mortgage. Zuto work with a number of trusted dealerships across the UK and our car buying experts can help you with you everything from finding the vehicle, through to a test-drive and the finance.

Using Zuto is quick and easy and you could have a car finance decision in minutes. We consider all financial circumstances, whether you have an excellent credit history or are applying for bad credit car finance. Once you’ve applied, we will search our large panel of lenders to find you the best finance offer available based on your personal circumstances.

Ryan has worked at Zuto for a number of years and uses his experience within the industry to help customers understand the ins and outs of car finance.