Help & Advice
You have a legal right to cancel within the first 14 days of signing the contract. This is commonly referred to as a ‘cooling off period’ and, during this time, you do not have to give any reason for changing your mind.
If you wish to do this, you’ll need to the lender the full amount back, plus any interest that’s due, but you will be able to keep the car. If you’ve financed a car you’ve bought through a private sale it is not governed by the same consumer legislation so the seller has no obligation to take the car back or refund you so it’s really important to make sure you’re 100% happy with the vehicle before agreeing to a purchase through this channel.
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