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Pre-application Support

What vehicles can I finance using Zuto?

We work with a large panel of lenders who finance cars, vans, motorbikes, and caravans. We can also provide finance for more specialist vehicles, so whatever you have got in mind, apply online or give us a call on 01625 619 944 and we’ll see if we can help.

We understand that some customers have already found their vehicle and just require the finance to purchase it – this is absolutely fine and Zuto can help as long as the vehicle meets our lender and dealer criteria. However, we also appreciate that some customers come to Zuto without a vehicle in mind. This is also no problem and something Zuto’s car buying specialists can help with once you’ve been pre-approved for car finance. Once you apply with Zuto, you will have access to your online account area, called My Zuto, where you’ll find thousands of vehicles across the UK, assured they are stocked by a dealer with Zuto's seal of approval. When you find something, you can add it to your shortlist and we’ll carry out the necessary checks and provide a finance quote specifically for that vehicle. You can also talk to one of our car buying experts to help with the car search on 01625 619 944.

Zuto is a credit broker, not a lender. Representative 20.9% APR.

Vehicle restrictions

Are there any vehicle age and mileage requirements?

Some of our lenders set certain requirements on the vehicles age and mileage. As a general rule, you are best looking for a vehicle that will be less than 10 years old at the end of your loan term and with under 100,000 miles on the clock. Of course, we’ll always try to help with exceptions to this rule so if you have something that falls outside this criteria or are looking at a less common purchase, such as a classic sports car or specialist vehicle, give us a call on 01625 619 944.

Can I finance a taxi?

We work with some lenders who provide finance for commercial purposes. To discuss what you’re looking for in more detail, we’d recommend you either apply online, which is free and won’t impact your credit score, or call our specialist team on 01625 619 944.


After you apply for car finance you can find your perfect vehicle by searching thousands stocked by dealers with Zuto's seal of approval.

Written by

Mike Barlow

Content Manager

Mike has worked at Zuto since 2018 and uses his experience within the industry to help customers understand the ins and outs of car finance.

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