Zuto is a credit broker, not a lender. Our rates start from 9.9% APR. The rate you are offered will depend on your individual circumstances. Representative Example: Borrowing £7,000 over 48 months with a representative APR of 19.3%, the amount payable would be £205 a month, with a total cost of credit of £2,831 and a total amount payable of £9,831.
Yes you can. It depends on your personal circumstances, but being on benefits means you have some sort of income. Zuto and our panel of lenders take this into account.
We like to help people find car finance whatever their situation. There are three key things to think about:
Find out how much it costs to run a car or use our calculator below to see how much you could borrow.
Zuto helps people on many types of benefits. Benefits are seen as your income and common types include:
We often help people who are on benefits but the following factors could negatively impact your application for a car loan:
If any of these apply to you, it’s still a good idea to get in touch with us to see if we can help.
It is difficult – but possible - to get car finance with bad credit and on benefits. You can find out more about getting a car loan with bad credit with our guide.
We work with our panel of lenders to try and find an approval for finance, whatever their personal circumstances. Please contact us to talk to one of our team about your circumstances.
Get in touch to find out what we can do for you.