Can you apply for car finance without a driving licence?

Help & Advice

If you have a car in mind, but you’ve not yet passed your test, we can still try to help you find a finance option for you.

We do have lenders on our panel who’ll accept drivers with a provisional licence so we simply need the details of your provisional licence for your application. However, as most provisional drivers are usually quite young, it’s often not the status of their licence that’s the issue, it’s their lack of credit history. This can lead to applications for finance being rejected.

One way to tackle both provisional licence and no credit history issues is to have a guarantor on the application, or to make a joint application with someone who has a good credit score. This can be anyone willing to make the payments if you’re unable to.

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