What happens if my car is stolen while it is still on finance?

Help & Advice

If your car is stolen while you’re still paying finance, you’ll need to contact the lender and your insurance company, to let them know. You’ll need to inform the police and get a crime reference number which both the lender and insurer will require.

You will be expected to continue paying monthly instalments until your insurer settles the claim. If your car is found and returned to you, you’ll need to get a letter from your insurance company confirming this. If not found, the money you’ll get from the insurance claim should be used to pay off the remaining finance.

For more on this topic, read our blog on what happens if your car is stolen while on finance.

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