A happy couple looking at a new car

Car finance in Manchester

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    Quick application process
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    Get a decision within minutes

Zuto is a credit broker, not a lender. Our rates start from 10.6% APR. The rate you are offered will depend on your individual circumstances. Representative Example: Borrowing £8,000 over 60 months with a representative APR of 20.9% the amount payable would be £208 a month, with a total cost of credit of £4,486 and a total amount payable of £12,486.

Applying for car finance in Manchester?

At Zuto, we cater to car finance needs across Manchester. Whether you're centrally located or nestled in the suburbs, we could have the perfect car financing solution for you. With Zuto, car finance is made simple.

We work with trusted car dealers across the UK, more than 100 of which are in Greater Manchester and the surrounding area. We help hundreds of customers get car finance in Manchester each month, and we could help you find your next car.

Why Zuto Should Be Your First Choice for Car Financing in Manchester

Zuto are a Manchester based company with over 15 years experience in car finance

Working with a number of different lenders, as well as trusted dealerships across the UK, Zuto can help with everything from the finance, to negotiating with the dealer.

How to find car finance with Zuto

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    Apply online

    Fill out our online application to let us know a little bit about yourself and how much money you’d like to borrow. We'll review your application, and if approved, one of our team will contact you to explain the next steps.

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    Pick your car

    Browse our network of car dealers around Manchester and surrounding areas or see what’s on offer from dealerships across the country, if you prefer. We’ll run a free vehicle history check on every vehicle you like.

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    Buy your car

    After we finish all the necessary checks and you’re happy with the finance arrangement, we'll handle everything to make it really easy for you to buy your new car. All you have to do is pick it up, and we'll take care of everything else.

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See how much you could borrow

What cars are being financed in Manchester?

Discovering the right car for you often comes down to personal preferences, lifestyle needs, and budget considerations. Here at Zuto, we've analysed car financing trends in Manchester to give you an insight into the popular choices and their approximate finance amounts.

Here are some of the most popular cars currently being bought in Manchester:

  • Vauxhall Astra - A comfortable hatchback that’s affordable to run and maintain, you can generally buy a used petrol Vauxhall Astra for between £10,900 and £14,500, depending on mileage and condition.
  • Nissan Qashqai - Packed with handy features, the Nissan Qashqai has long been considered a family favourite, with used hatchbacks available for around £11,500-18,000.
  • Ford Focus - An affordable favourite and well-suited to various lifestyles, the Ford Focus is the ideal all-rounder. You can typically buy a used petrol-engine Ford Focus for between £16,500-20,900, depending on condition and mileage.
  • Nissan Juke - Fuel-efficient and jam-packed with in-car infotainment, the Nissan Juke is an affordable SUV designed for practical driving. If you’re buying used, expect to pay around £13,000-20,000, depending on mileage and condition.
  • Vauxhall Corsa - This popular hatchback is affordable to run – especially if you purchase electric. Used petrol Vauxhall Corsas are priced discovering the right car for you often comes down to personal preferences, lifestyle needs, and budget considerations. Here at Zuto, we've analysed car financing trends in Manchester to give you an insight into the popular choices and their approximate finance amounts. Between £9,000-13,000, while electric is typically more expensive at around £23,000.

Tackling bad credit car finance in Manchester

If you are a Manchester resident with a less than perfect credit history, but looking to finance your next car, we might be able to help. We understand that life sometimes throws curveballs that can affect our credit scores, and we believe that shouldn't limit your access to car finance.

At Zuto, we work with a number of lenders who specialize in providing solutions for those seeking car finance in Manchester but are concerned about their credit ratings. As well as how you’ve handled credit in the past, our panel of lenders also focus on your current situation and ability to repay the loan.

What areas do Zuto cover?

We work with car dealers and finance companies to help car buyers right across the UK, including Cardiff, Birmingham, Liverpool, Glasgow, and more.

To see if we can help you find car finance, apply online today to get a decision within minutes.