What criteria do I have to meet to apply for car finance?

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You must be at least 18 and have lived in the UK for three years or more. Despite being able to drive from the age of 17, the law states that you’re not able to sign a credit agreement until the age of 18. Meanwhile, the three year address history is required by lenders to gauge the risk of lending to you and is standard practice no matter what kind of finance you apply for.

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